Agama Financial Group is a direct lender providing fast, flexible capital to California businesses. No brokers. No runaround. Just real funding decisions from people who understand your business.
From working capital to equipment acquisition, we structure financing around your specific situation — not a one-size-fits-all product.
Immediate liquidity to cover operational expenses, payroll, inventory, and seasonal demand spikes. Structured for your cash flow cycle, not ours.
Learn MoreFund the machinery, vehicles, or technology your business needs to grow — without draining your reserves. Own the asset while preserving working capital.
Learn MoreFlexible capital tied to your revenue performance. Repayments scale with your business cycles — ideal for seasonal or variable-revenue businesses.
Learn MoreAccess a standing credit facility — draw what you need, when you need it. Only pay for the capital you use, giving you maximum financial flexibility.
Learn MoreFinance your commercial fleet or individual vehicles for delivery, logistics, or transportation operations with terms built around your usage.
Learn MoreTurn outstanding invoices into immediate cash. Stop waiting 30, 60, or 90 days for clients to pay while your business needs run in real time.
Learn MoreWe've streamlined the entire process so you spend less time on paperwork and more time running your business.
Complete our streamlined application in under 10 minutes. Basic business information — no lengthy forms.
Submit 3–6 months of bank statements. Our team reviews your file — no waiting weeks for a decision.
Get a transparent funding offer with clear terms within 24 hours. No hidden fees. No surprises.
Upon approval, funds are deposited directly to your business account — often within the same business day.
We're not a marketplace or broker platform. Agama Financial Group is a direct lender based in the San Gabriel Valley, built to serve the businesses that power Southern California's economy. When you apply, you talk to us — not a call center.
"Agama funded us when two banks said no. The process was straightforward, Maria's team was responsive, and the funds were in our account faster than I expected."
"We needed equipment financing quickly for a new contract opportunity. Agama structured a deal that made sense for our cash flow — no pressure, no runaround."
"As a restaurant owner, our cash flow is seasonal. The revenue-based program was exactly what we needed — payments that flex with our business, not against it."