Last Updated: January 1, 2025 | Effective Date: January 1, 2025
This Privacy Policy describes how Agama Financial Group Inc ("Agama Financial Group," "we," "us," or "our") collects, uses, maintains, and discloses information from users ("User," "you," or "your") of our website located at agamafinancialgroup.com (the "Site") and from individuals who contact us or apply for our financial products and services. By using the Site or submitting information to us, you accept the practices described in this Privacy Policy.
We collect personal information that you voluntarily provide to us when you complete our contact form, apply for business funding, communicate with us via email or other channels, or otherwise interact with us. This information may include:
When you visit our Site, our web server and analytics tools may automatically collect certain information about your device and browsing activity, including:
We use the information we collect for the following purposes:
If you have expressly opted in to receive SMS/MMS communications from Agama Financial Group Inc, we may send you text messages related to your application, our financial products and services, promotional offers, and updates. SMS messages are sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month. Message frequency may vary based on your interaction with us.
Message and Data Rates: Message and data rates may apply. Standard carrier messaging rates may apply depending on your wireless plan.
Opting Out: You can opt out of SMS communications at any time by replying STOP to any text message you receive from us. After opting out, you will receive a single confirmation message and no further SMS messages will be sent unless you re-opt in.
Assistance: Reply HELP to any message for assistance, or contact us at maria@agamafinancialgroup.com.
Consent is NOT a condition of purchase. Your agreement to receive SMS communications is entirely voluntary and is not required as a condition of obtaining any financial product or service from Agama Financial Group Inc.
SMS Opt-In Data: All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We respect your privacy and take seriously our responsibility to protect your personal information. We may share your information in the following limited circumstances:
We may share your information with trusted third-party service providers who assist us in operating our business, conducting our operations, or serving you — including but not limited to IT services, data analytics, and document processing providers. These service providers are contractually obligated to maintain the confidentiality of your information and use it only for the purposes for which we disclose it to them.
We may disclose your information when required to do so by law, court order, or government regulation, or when we believe disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via prominent notice on our Site of any change in ownership or uses of your personal information.
No Sale of Personal Information: We do not sell, trade, rent, or otherwise transfer your personal information to outside parties for their independent marketing or promotional purposes without your explicit consent.
No Mobile Information Shared for Marketing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We implement industry-standard technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:
While we strive to use commercially acceptable means to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.
Our Site may use cookies and similar tracking technologies to enhance your browsing experience and gather information about site usage. Cookies are small text files stored on your device by your web browser. You can control cookie settings through your browser settings; however, disabling cookies may affect the functionality of certain features on our Site.
You have the following rights regarding your personal information:
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including the right to:
To exercise any of these rights, please contact us at maria@agamafinancialgroup.com. We will respond to verifiable consumer requests within 45 days as required by applicable law.
Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have inadvertently collected information from a child under 18, please contact us immediately and we will take steps to delete such information promptly.
We reserve the right to update or modify this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date at the top of this policy and, where appropriate, notify you by email or by posting a prominent notice on our Site. Your continued use of the Site after any changes constitutes your acceptance of the updated Privacy Policy. We encourage you to review this policy periodically.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Agama Financial Group Inc.
10717 Garvey Ave
South El Monte, CA 91733
Email: maria@agamafinancialgroup.com
Attn: Maria S. Aguilar — Privacy Inquiries