Last Updated: January 1, 2025 | Effective Date: January 1, 2025
These Terms and Conditions ("Terms") govern your access to and use of the website located at agamafinancialgroup.com (the "Site") and the financial products and services offered by Agama Financial Group Inc ("Agama Financial Group," "Company," "we," "us," or "our"), a California corporation. Please read these Terms carefully before using the Site or applying for any of our products or services. By accessing the Site, submitting an application, or otherwise engaging with Agama Financial Group, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
By accessing or using this Site, you represent that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must immediately cease using the Site. Your continued use of the Site following any modifications to these Terms constitutes your acceptance of those modifications.
Agama Financial Group Inc is a direct business lender offering various business financing products and services, including but not limited to:
All financial products and services are subject to separate loan or financing agreements containing additional terms and conditions specific to each transaction. Nothing on this Site constitutes a binding offer to provide financing. All funding decisions are subject to credit approval, underwriting review, and verification of information submitted.
Our business financing products are available only to:
Use of this Site and submission of applications is conditioned upon the truth and accuracy of all information provided. Submitting false or misleading information may result in immediate rejection of your application and may constitute fraud under applicable law.
By providing your mobile phone number and expressly checking the SMS consent checkbox on our contact or application form, you agree to receive recurring marketing and promotional SMS/MMS text messages from Agama Financial Group Inc, including messages about our financial products and services, application updates, and promotional offers. Messages are sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month. Actual frequency may vary based on your engagement and the status of any active application or account.
Message and Data Rates: Message and data rates may apply. Standard carrier messaging and data rates may apply depending on your wireless service plan. Agama Financial Group Inc is not responsible for any charges imposed by your wireless carrier.
How to Opt Out: You may opt out of receiving SMS messages at any time by replying STOP to any text message from us. Upon receipt of your STOP request, we will send you one final confirmation message and you will be removed from our SMS list. You will not receive further SMS messages unless you re-opt in.
Help: For help regarding our SMS program, reply HELP to any SMS message, or contact us at maria@agamafinancialgroup.com.
Consent is NOT a Condition of Purchase: Your agreement to receive SMS messages is entirely voluntary. Consent to receive SMS/MMS messages is NOT a condition of purchase, obtaining a loan, or receiving any financial product or service from Agama Financial Group Inc. You may conduct business with us without consenting to receive SMS messages.
Supported Carriers: SMS messaging is available on most major U.S. wireless carriers. Carrier-specific limitations may apply. Agama Financial Group Inc is not liable for delayed or undelivered messages.
When you submit a business funding application through our Site, you authorize Agama Financial Group Inc to:
Submission of an application does not constitute a commitment by Agama Financial Group Inc to provide financing. All applications are subject to credit approval and underwriting at our sole discretion.
You agree that all information you provide to Agama Financial Group Inc — through this Site, in any application, or in any communication — is complete, current, and accurate. You agree to promptly update any information that changes or becomes inaccurate. You acknowledge that Agama Financial Group Inc will rely on the information you provide in making lending decisions, and that providing false or misleading information may constitute fraud.
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Agama Financial Group Inc or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content from this Site without the express written permission of Agama Financial Group Inc.
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. AGAMA FINANCIAL GROUP INC DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
The information on this Site is for general informational purposes only and does not constitute legal, financial, or tax advice. You should consult qualified professionals before making any financial decisions.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AGAMA FINANCIAL GROUP INC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR OUR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE GREATER OF (A) ONE HUNDRED DOLLARS ($100.00) OR (B) THE AMOUNT PAID BY YOU TO US IN THE THREE (3) MONTHS PRECEDING THE CLAIM.
You agree to defend, indemnify, and hold harmless Agama Financial Group Inc, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with: (a) your access to or use of the Site; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any false or misleading information you provide to us.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Los Angeles County, California. You waive any objection to such jurisdiction and venue.
Agama Financial Group Inc reserves the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the modified Terms. We encourage you to review these Terms periodically to stay informed of any updates.
If you have any questions or concerns about these Terms and Conditions, please contact us:
Agama Financial Group Inc.
10717 Garvey Ave
South El Monte, CA 91733
Email: maria@agamafinancialgroup.com
Attn: Maria S. Aguilar — Legal / Terms Inquiries
Entire Agreement: These Terms, together with our Privacy Policy and any applicable loan or financing agreements, constitute the entire agreement between you and Agama Financial Group Inc with respect to your use of the Site and our services. If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.